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Discover the Best Credit Card Options

Earn Nectar points, Easy Approval and No Annual Fee in Year 1

Nectar Credit Card by American Express®

Limit Card Options

Choose the credit limit that suits your lifestyle and check available cards:

CARDS: LIMIT OF UP TO £1,000

CARDS: LIMIT OF UP TO £3,000

CARDS: LIMIT ABOVE £8,000

With the Nectar Credit Card, you’ll collect points faster on your everyday spending—especially at Sainsbury’s, Argos, and eBay.

Earn 2 points per £1 spent at Nectar partners.

More Details

Applying is quick and simple online. Most applicants receive a response within 60 seconds after submitting their form.

If you’re looking for broader rewards, the Santander Edge credit card offers flexible Membership Rewards points with no annual fee.

Collect Amex points on every purchase—redeem for travel, shopping and more.

How to Apply

: You can collect points at Sainsbury’s, Argos, eBay, Esso and other Nectar partners.
: Points don’t expire as long as your Nectar account is active with at least one transaction every 12 months.
: There is no annual fee for the first year. From the second year, a £30 annual fee applies.