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Credit Card

Build Credit, Easy Approval, No Annual Fee

  • Annual Fee: $0
  • Rewards Rate: None
  • Intro Offer: None
  • Credit score: 580–740

Capital One Classic Credit Card

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Limit card options

Choose the credit limit you want on your credit card and see the available options:

Build Credit and Gain Confidence

The Capital One Classic Credit Card is ideal for those looking to build or rebuild credit. Make on-time payments and improve your credit score responsibly.

Capital One Classic Credit Card

Helps build credit with responsible use.

More Details

The Application Process

Applying is simple and quick. Visit the Capital One website, fill out your personal information, and get an instant decision in most cases.

An Alternative: Barclaycard Rewards card

Want to earn rewards while building credit? The Barclaycard Rewards card gives 1.5% cashback on every purchase.

Barclaycard Rewards card

Earn unlimited 1.5% cash back on every purchase.

How to apply

Frequently Asked Questions