Credit and Loans

Aqua Classic Credit Card Guide

Explore a credit card made for building your financial future

Credit Building with No Annual Fee

Aqua Classic Credit Card

Flexible Credit Limits

Start small and grow over time. Choose your ideal credit limit from available options:

CARDS: LIMIT OF UP TO £1,000

CARDS: LIMIT OF UP TO £3,000

CARDS: LIMIT ABOVE £5,000

The Aqua Classic is designed to help you improve your credit score with responsible use.

Designed to help build credit history for new or fair credit profiles.

More Details

The application process is quick, easy, and entirely online. Find out if you’re eligible in minutes without affecting your credit score.

Looking for another option? The Santander World Elite™ Mastercard® also supports credit building with manageable limits and rewards on spending.

Earn Clubcard points and manage spending while building credit.

How to apply

: Yes. The Aqua Classic is specifically designed for those new to credit or rebuilding it.
: Yes, a 2.95% fee may apply when using your card abroad.
: You can check eligibility without impacting your score. Only a full application triggers a credit search.