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Discover the Best Credit Card Options in the UK
The NatWest Credit Card
Low Interest, No Annual Fee, and Balance Transfers
- Annual Fee: £0
- Representative APR: 12.9% (variable)
- Balance Transfer: 0% for 18 months (fee applies)
- Credit Score: Good to Excellent (700+)
Flexible Credit Limits
Select the credit limit that suits your financial lifestyle and explore personalized NatWest options:
Low Interest and Balance Transfers
The NatWest Credit Card is ideal for those looking to manage existing debt or spend with peace of mind thanks to its low APR and balance transfer features.

The NatWest Credit Card
0% interest on balance transfers for 18 months with a 2.75% fee.
More DetailsThe Application Process
Applying for a NatWest Credit Card is fast and fully online. You’ll receive a decision in minutes after completing the eligibility check.
An Alternative: Nectar Credit Card
Want to earn rewards while you spend? Nectar Credit Card offers cashback on everyday purchases for a small annual fee.
