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American Express® Rewards Credit Card (UK)
Flexible rewards, no annual fee, and great everyday benefits
- Annual Fee: £0
- Rewards Rate: 1 point for every £1 spent
- Intro Offer: 5,000 Membership Rewards® points if you spend £2,000 in the first 3 months
- Credit Score: Fair to Excellent (650–850)
Limit Card Options
Select your desired credit limit and explore the best cards available within your range:
Build Points and Credit Responsibly
With the American Express® Rewards Credit Card (UK), every £1 you spend earns you points toward travel, gifts, and more.

American Express® Rewards Credit Card (UK)
Earn Membership Rewards® points with no annual fee.
More DetailsThe Application Process
Applying online is quick and easy. With American Express UK, you can complete the application in just a few steps and get a response within minutes.
Alternative: Santander World Elite™ Mastercard®
Another great choice is the Santander World Elite™ Mastercard®. It offers flat-rate cashback and supports credit building for those with fair credit scores.
