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Discover the best credit card options for rewards, credit building, and more

American Express® Rewards Credit Card (UK)

Flexible rewards, no annual fee, and great everyday benefits

  • Annual Fee: £0
  • Rewards Rate: 1 point for every £1 spent
  • Intro Offer: 5,000 Membership Rewards® points if you spend £2,000 in the first 3 months
  • Credit Score: Fair to Excellent (650–850)

American Express® Rewards Credit Card (UK)

MORE INFORMATION

Limit Card Options

Select your desired credit limit and explore the best cards available within your range:

Build Points and Credit Responsibly

With the American Express® Rewards Credit Card (UK), every £1 you spend earns you points toward travel, gifts, and more.

American Express® Rewards Credit Card (UK)

Earn Membership Rewards® points with no annual fee.

More Details

The Application Process

Applying online is quick and easy. With American Express UK, you can complete the application in just a few steps and get a response within minutes.

Alternative: Santander World Elite™ Mastercard®

Another great choice is the Santander World Elite™ Mastercard®. It offers flat-rate cashback and supports credit building for those with fair credit scores.

Santander World Elite™ Mastercard®

Earn unlimited 2% cash rewards on purchases.

How to apply

Frequently Asked Questions